Bankruptcy Information. Why You Should Consult Bankruptcy Attorneys.
Credit-yogi.com understands that facing bankruptcy is a very stressful and complicated experience. It most likely has been preceded by a long struggle during which you tried every way possible to avoid reaching this point, so you are likely already a bit tired and frustrated. Bankruptcy is probably not a process that you would want to face without the help of a bankruptcy attorney. At this point in your life, we would assume that you clearly want the best help that you can get, in order to achieve the best possible outcome from your bankruptcy proceedings. Therefore we would also assume, it it would be extremely important for you to find the best possible bankruptcy lawyer to assist you.
Try to follow some basic principles to help you find the best bankruptcy lawyer for you. Start looking for a bankruptcy attorney as soon as you realize you may need one; feel free to indulge in a free consultation with a credit-yogi sponsor attorney. This search may be more time consuming than you think, and the more thoroughly and carefully you search for the right bankruptcy lawyer for you , the better your final outcome is likely to be. You can save some time by using the best initial filters in your search. Make sure of the following before you even consider a bankruptcy attorney:
- Check that the lawyer or firm is certified by the American Bankruptcy Association.
- Check with the state bar to find if there are any complaints issued against the firm.
- Check the size and credentials of the firm. Larger firms may be less personal and charge more, but may offer more experienced services. Try to find the right size for your situation. In general, the simpler your situation the smaller a firm you could use so long as it is still a reputable one.
- Be wary of firms that seem to specialize in bankruptcy and process large numbers of cases. Such bankruptcy mills may be very good businesses, just be sure to to check that they are organized and effective.
- Make sure that the firm or lawyer has been in practice for bankruptcy for a reasonable period of time, perhaps ten years.
Once you have focused on a smaller number of candidates, make sure that the firm will offer you a free initial consultation. When you attend that consultation, look around the office. It should be well organized, not chaotic. The people should act professionally and courteously. Note any certificates or commendations that might be displayed.Then interview the interviewer. You will want to know what the fees are, and if the firm offers a guarantee of service or a refund if services are not provided.
Make sure that the firm is willing to put all terms in writing. Also make sure that they want to clearly spell out what they will require from you. They should know what they need from you up front, and should not be evasive on this or any other question. Make sure that they are willing to clearly spell out all of the costs that will be associated with processing your case. They should be able to give clear answers as to the sequence of legal steps that will occur, and at least a fair estimate of how long the various steps and the process as a whole will take.
Especially be careful of a firm that seems to be selling you a prepackaged, one size fits all bankruptcy solution. A good bankruptcy attorney will seek to understand your specific situation and tailor the legal approach to your specific needs. Their interest will lie with getting you the best possible result and not with simply shuffling you through the process.
If you still have any concerns, you can seek referrals. Get those referrals from legal professionals, such as credit-yogi.com sponsor attorneys, not from a friend or relative who has never been through the process themselves. You can also check with the local courts to see if the bankruptcy lawyer that you are considering sits on the local bankruptcy court panel. If so, they are likely both highly experienced and dedicated to the proper processing of bankruptcy cases.
Once you have found the best bankruptcy lawyer for your particular situation, you can be assured that they will get you the best possible outcome during your bankruptcy case.